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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,698 | $108,701-39.6% | $74,723-12.1% | $152,909-57.0% |
| Participation rate | 5.9% | 65.4%-59.5pp | 54.5%-48.6pp | 82.5%-76.6pp |
| Annual return | 30.81% | 114.12%-83.3pp | 753.18%-722.4pp | 345.46%-314.7pp |
| Employer contribution / active EE | $109 | $1,504-92.8% | $1,084-90.0% | $4,764-97.7% |
| Participant deferral / active EE | $1,029 | $2,709-62.0% | $1,962-47.5% | $5,851-82.4% |
| Admin fee / account holder | $1,806 | $4,906-63.2% | $3,335-45.8% | $11,601-84.4% |