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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,519 | $75,935-76.9% | $60,547-71.1% | $125,389-86.0% |
| Participation rate | 16.7% | 76.5%-59.9pp | 68.0%-51.3pp | 83.2%-66.5pp |
| Annual return | 0.00% | -5.38%+5.4pp | 335.64%-335.6pp | 282.24%-282.2pp |
| Employer contribution / active EE | $167 | $3,438-95.1% | $2,419-93.1% | $4,866-96.6% |
| Participant deferral / active EE | $2,789 | $4,506-38.1% | $3,328-16.2% | $5,352-47.9% |
| Admin fee / account holder | $59 | $6,768-99.1% | $4,536-98.7% | $9,541-99.4% |