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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,563 | $83,337-72.9% | $67,834-66.7% | $273,972-91.8% |
| Participation rate | 22.7% | 76.4%-53.7pp | 68.8%-46.1pp | 83.0%-60.3pp |
| Annual return | 19.81% | 259.45%-239.6pp | 138.47%-118.7pp | 41.46%-21.6pp |
| Employer contribution / active EE | $551 | $3,287-83.2% | $2,403-77.1% | $4,869-88.7% |
| Participant deferral / active EE | $2,669 | $4,088-34.7% | $3,160-15.5% | $5,287-49.5% |
| Admin fee / account holder | $25 | $6,752-99.6% | $4,622-99.5% | $10,133-99.8% |