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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,585 | $102,638-85.8% | $81,982-82.2% | $158,982-90.8% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 9.85% | 61.05%-51.2pp | 41.31%-31.5pp | 302.99%-293.1pp |
| Employer contribution / active EE | $2,348 | $3,241-27.6% | $2,498-6.0% | $4,763-50.7% |
| Participant deferral / active EE | $5,113 | $4,649+10.0% | $3,722+37.3% | $5,983-14.6% |
| Admin fee / account holder | $4,808 | $8,237-41.6% | $5,665-15.1% | $11,252-57.3% |