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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,672 | $39,028-59.8% | $80,741-80.6% | $85,856-81.7% |
| Participation rate | 58.3% | 41.6%+16.8pp | 54.2%+4.2pp | 69.3%-11.0pp |
| Annual return | 20.34% | 26.31%-6.0pp | 87.30%-67.0pp | 318.58%-298.2pp |
| Employer contribution / active EE | $1,034 | $722+43.1% | $1,160-10.9% | $2,565-59.7% |
| Participant deferral / active EE | $2,262 | $1,326+70.6% | $2,145+5.5% | $3,952-42.8% |
| Admin fee / account holder | $112 | $2,429-95.4% | $3,380-96.7% | $6,261-98.2% |