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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,695 | $29,716+13.4% | $56,077-39.9% | $80,925-58.4% |
| Participation rate | 37.3% | 41.7%-4.4pp | 52.5%-15.2pp | 67.7%-30.4pp |
| Annual return | 21.07% | 35.30%-14.2pp | 1709.28%-1688.2pp | 35.65%-14.6pp |
| Employer contribution / active EE | $976 | $671+45.4% | $1,040-6.2% | $2,756-64.6% |
| Participant deferral / active EE | $2,042 | $1,228+66.2% | $1,954+4.5% | $4,299-52.5% |
| Admin fee / account holder | $146 | $2,432-94.0% | $2,825-94.8% | $6,940-97.9% |