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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,572 | $27,936-8.5% | $58,561-56.3% | $75,173-66.0% |
| Participation rate | 61.8% | 38.8%+22.9pp | 50.9%+10.9pp | 67.2%-5.4pp |
| Annual return | 29.34% | 44.21%-14.9pp | 4251.33%-4222.0pp | 160.72%-131.4pp |
| Employer contribution / active EE | $1,417 | $670+111.7% | $1,053+34.5% | $2,671-46.9% |
| Participant deferral / active EE | $3,089 | $1,202+157.0% | $1,923+60.6% | $4,126-25.1% |
| Admin fee / account holder | $100 | $1,727-94.2% | $2,520-96.0% | $5,651-98.2% |