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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,508 | $104,116-95.7% | $71,089-93.7% | $135,380-96.7% |
| Participation rate | 60.9% | 65.7%-4.8pp | 54.6%+6.2pp | 82.6%-21.8pp |
| Annual return | 0.00% | 1256.51%-1256.5pp | 650.65%-650.6pp | 519.81%-519.8pp |
| Employer contribution / active EE | $711 | $1,485-52.1% | $1,088-34.7% | $4,779-85.1% |
| Participant deferral / active EE | $2,309 | $2,524-8.5% | $1,873+23.3% | $5,609-58.8% |
| Admin fee / account holder | $64 | $4,142-98.4% | $3,082-97.9% | $10,828-99.4% |