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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,734 | $81,668-34.2% | $58,507-8.2% | $139,487-61.5% |
| Participation rate | 33.3% | 61.3%-28.0pp | 50.9%-17.5pp | 80.3%-47.0pp |
| Annual return | 26.40% | 7430.07%-7403.7pp | 4252.32%-4225.9pp | 373.84%-347.4pp |
| Employer contribution / active EE | $1,160 | $1,398-17.0% | $1,053+10.2% | $4,755-75.6% |
| Participant deferral / active EE | $2,983 | $2,554+16.8% | $1,922+55.2% | $6,713-55.6% |
| Admin fee / account holder | $2,223 | $3,212-30.8% | $2,486-10.6% | $11,407-80.5% |