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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,869 | $39,036-28.6% | $80,784-65.5% | $85,851-67.5% |
| Participation rate | 40.0% | 41.6%-1.6pp | 54.2%-14.2pp | 69.3%-29.3pp |
| Annual return | 17.82% | 26.31%-8.5pp | 87.31%-69.5pp | 318.63%-300.8pp |
| Employer contribution / active EE | $809 | $722+12.0% | $1,160-30.3% | $2,565-68.5% |
| Participant deferral / active EE | $2,340 | $1,326+76.4% | $2,145+9.1% | $3,952-40.8% |
| Admin fee / account holder | $1,220 | $2,429-49.8% | $3,380-63.9% | $6,261-80.5% |