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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,155 | $51,638-53.2% | $68,368-64.7% | $82,448-70.7% |
| Participation rate | 97.3% | 63.6%+33.7pp | 73.8%+23.5pp | 68.1%+29.2pp |
| Annual return | 16.87% | 37.53%-20.7pp | 292.57%-275.7pp | 41.64%-24.8pp |
| Employer contribution / active EE | $2,757 | $2,047+34.7% | $2,649+4.1% | $2,551+8.1% |
| Participant deferral / active EE | $3,884 | $2,914+33.3% | $4,123-5.8% | $4,139-6.2% |
| Admin fee / account holder | $7,076 | $4,643+52.4% | $5,150+37.4% | $7,234-2.2% |