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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,371 | $143,969+57.2% | $199,883+13.3% | $82,637+173.9% |
| Participation rate | 92.0% | 84.1%+7.9pp | 86.8%+5.2pp | 68.1%+23.9pp |
| Annual return | 19.17% | 25.67%-6.5pp | 43.81%-24.6pp | 53.51%-34.3pp |
| Employer contribution / active EE | $5,966 | $4,632+28.8% | $6,261-4.7% | $2,552+133.7% |
| Participant deferral / active EE | $15,471 | $6,937+123.0% | $9,138+69.3% | $4,126+275.0% |
| Admin fee / account holder | $4,470 | $14,597-69.4% | $17,268-74.1% | $7,339-39.1% |