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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,610 | $228,352-62.9% | $185,835-54.5% | $158,966-46.8% |
| Participation rate | 86.7% | 82.3%+4.4pp | 78.0%+8.6pp | 82.0%+4.7pp |
| Annual return | 18.50% | 40.81%-22.3pp | 35.96%-17.5pp | 302.95%-284.4pp |
| Employer contribution / active EE | $5,691 | $4,967+14.6% | $4,087+39.2% | $4,762+19.5% |
| Participant deferral / active EE | $14,477 | $6,416+125.6% | $5,633+157.0% | $5,983+142.0% |
| Admin fee / account holder | $11,953 | $11,867+0.7% | $9,502+25.8% | $11,250+6.3% |