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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,343 | $227,566-73.9% | $189,558-68.7% | $167,518-64.6% |
| Participation rate | 60.0% | 82.5%-22.5pp | 78.5%-18.5pp | 82.1%-22.1pp |
| Annual return | 11.24% | 78.43%-67.2pp | 64.19%-52.9pp | 478.71%-467.5pp |
| Employer contribution / active EE | $1,006 | $5,316-81.1% | $4,412-77.2% | $4,838-79.2% |
| Participant deferral / active EE | $3,951 | $7,002-43.6% | $6,174-36.0% | $6,342-37.7% |
| Admin fee / account holder | $682 | $11,881-94.3% | $9,809-93.0% | $12,312-94.5% |