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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,186 | $202,440-70.8% | $169,390-65.1% | $139,466-57.6% |
| Participation rate | 58.3% | 81.1%-22.8pp | 77.2%-18.8pp | 80.3%-22.0pp |
| Annual return | 13.63% | 532.36%-518.7pp | 406.07%-392.4pp | 373.66%-360.0pp |
| Employer contribution / active EE | $947 | $4,693-79.8% | $4,013-76.4% | $4,754-80.1% |
| Participant deferral / active EE | $2,479 | $6,940-64.3% | $6,222-60.2% | $6,712-63.1% |
| Admin fee / account holder | $714 | $10,722-93.3% | $9,015-92.1% | $11,409-93.7% |