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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,908 | $226,105-82.8% | $182,540-78.7% | $152,897-74.6% |
| Participation rate | 50.0% | 82.5%-32.5pp | 78.0%-28.0pp | 82.5%-32.5pp |
| Annual return | 17.93% | 192.58%-174.6pp | 148.58%-130.6pp | 345.43%-327.5pp |
| Employer contribution / active EE | $1,303 | $4,978-73.8% | $4,076-68.0% | $4,764-72.6% |
| Participant deferral / active EE | $2,549 | $6,370-60.0% | $5,525-53.9% | $5,851-56.4% |
| Admin fee / account holder | $2,837 | $10,706-73.5% | $8,593-67.0% | $11,599-75.5% |