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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,846 | $185,883-13.5% | $170,043-5.4% | $139,466+15.3% |
| Participation rate | 90.9% | 87.8%+3.1pp | 87.0%+3.9pp | 80.3%+10.6pp |
| Annual return | 17.67% | 60.54%-42.9pp | 53.40%-35.7pp | 373.66%-356.0pp |
| Employer contribution / active EE | $7,930 | $7,596+4.4% | $6,790+16.8% | $4,754+66.8% |
| Participant deferral / active EE | $12,534 | $11,626+7.8% | $10,410+20.4% | $6,712+86.7% |
| Admin fee / account holder | $39,132 | $15,393+154.2% | $12,824+205.1% | $11,409+243.0% |