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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,325 | $183,988-53.1% | $162,177-46.8% | $152,897-43.5% |
| Participation rate | 93.3% | 88.5%+4.8pp | 87.6%+5.8pp | 82.5%+10.9pp |
| Annual return | 31.53% | 150.79%-119.3pp | 115.60%-84.1pp | 345.43%-313.9pp |
| Employer contribution / active EE | $7,718 | $6,370+21.2% | $5,613+37.5% | $4,764+62.0% |
| Participant deferral / active EE | $12,356 | $8,032+53.8% | $7,297+69.3% | $5,851+111.2% |
| Admin fee / account holder | $699 | $13,123-94.7% | $10,843-93.6% | $11,599-94.0% |