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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,780 | $167,522-17.2% | $151,639-8.5% | $134,532+3.2% |
| Participation rate | 90.9% | 88.4%+2.5pp | 87.5%+3.4pp | 81.2%+9.7pp |
| Annual return | -22.30% | 7.81%-30.1pp | 3.34%-25.6pp | 418.27%-440.6pp |
| Employer contribution / active EE | $8,508 | $6,828+24.6% | $6,165+38.0% | $4,741+79.4% |
| Participant deferral / active EE | $13,181 | $8,986+46.7% | $8,363+57.6% | $6,401+105.9% |
| Admin fee / account holder | $8,275 | $13,780-39.9% | $11,613-28.7% | $11,429-27.6% |