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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,136 | $160,059-71.2% | $140,019-67.1% | $135,380-65.9% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -12.81% | 911.48%-924.3pp | 651.17%-664.0pp | 519.81%-532.6pp |
| Employer contribution / active EE | $6,766 | $6,420+5.4% | $5,605+20.7% | $4,779+41.6% |
| Participant deferral / active EE | $11,533 | $7,641+50.9% | $6,927+66.5% | $5,609+105.6% |
| Admin fee / account holder | $445 | $13,328-96.7% | $10,705-95.8% | $10,828-95.9% |