Filings through .
2 of 18 flags tripped on the 2025 filing.
Failed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Possible retail share class: $9.0M
Mutual funds in a class the filing names that is often retail or revenue sharing. Confirm before you raise it.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 7 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
6 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$368K in admin expenses, $111 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
21 funds of $250K or more, counting each target-date vintage; shown as 19 lines, holding $108M of the plan's $117M. Recordkeeper: Empower.
Target-date series: American Funds Target Date, collective trust, 57% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| American Funds Target Date Capital Group · Collective trust Target-date, 10 vintages | $54.5M | 50.4% |
| Empower Key Guaranteed Portfolio Fund Empower · Insurance contract Recordkeeper's own fund | $14.9M | 13.7% |
| Vanguard Institutional Index Fund Institutional Shares Vanguard · Mutual fund Index | $13.4M | 12.4% |
| JPMorgan Large Cap Growth Fund Class R6 all JPMorgan · Mutual fund | $9.4M | 8.6% |
| American Funds Target Date Capital Group · Mutual fund Target-date, 1 vintage | $6.9M | 6.4% |
| International Equity CIT - Class 4 sed Manager not matched · Collective trust | $3.4M | 3.1% |
| American American Mutual Fund Class R-6 ad Capital Group · Mutual fund | $2.0M | 1.9% |
| American Bond Fund of America Class R-6 ee Capital Group · Mutual fund | $1.2M | 1.1% |
| Vanguard High-Yield Corporate Fund Admiral Shares aed Vanguard · Mutual fund | $862K | 0.8% |
| Cohen & Steers U.S. Realty Fund Cohen & Steers · Mutual fund | $736K | 0.7% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
9 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 2 funds, dropped 14 funds, likely replaced 2 funds.
| Fund | Year-end value |
|---|---|
| ReplacedHighGrowth Fund OF America to JPMorgan Large Cap Growth Fund Class R6 all | $5.8M to $9.4M |
| DroppedAmerican Funds | $4.2M |
| DroppedAmerican Balanced Fund | $3.5M |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 1 rename.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
9 more lines and 15 more changes in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 5 by compensation.
| Provider | Compensation |
|---|---|
EMPOWER ADVISORY GROUP, LLC4 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Recordkeeping Fees | $251,113 |
ESTATE & PENSION ADVISORY BOARD7+ years Service code 13 · EIN 27-0475956 CHERRY HILL PLAZA, SUITE 601 · CHERRY HILL, NJ 08034 Contract Administrator | $64,248 |
Service code 27 1920 MAINT STREET · IRVINE, CA 92614 Advisory (Plan) | $33,194 |
WELLS FARGO BANK, N.A.7+ years Filed as: WELLS FARGO ADVISORS LLC Service code 27 · EIN 04-1347393 401 S TYRON, 11TH FLOOR, D1050-111 · CHARLOTTE, NC 28081 Advisory (Plan) | $26,889 |
BDO USA, LLP7+ years Service code 99 · EIN 13-5381590 5300 PATTERSON AVE, STE 100 · GRAND RAPIDS, MI 49512 Other Fees | $21,500 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
7 feature codes on the 2025 filing.
2 contacts
7 filings · 2019 to 2025