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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,862 | $77,157-41.9% | $108,405-58.6% | $85,847-47.7% |
| Participation rate | 88.9% | 74.7%+14.2pp | 80.1%+8.8pp | 69.3%+19.6pp |
| Annual return | 19.21% | 44.55%-25.3pp | 905.55%-886.3pp | 318.61%-299.4pp |
| Employer contribution / active EE | $0 | $2,379-100.0% | $3,559-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $12,249 | $5,567+120.0% | $6,563+86.6% | $3,952+209.9% |
| Admin fee / account holder | $2,972 | $5,174-42.5% | $7,297-59.3% | $6,261-52.5% |