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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,353 | $107,941-77.4% | $91,994-73.5% | $152,909-84.1% |
| Participation rate | 94.1% | 81.2%+12.9pp | 78.6%+15.5pp | 82.5%+11.7pp |
| Annual return | 57.39% | 89.28%-31.9pp | 69.04%-11.6pp | 345.46%-288.1pp |
| Employer contribution / active EE | $0 | $4,212-100.0% | $3,453-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $14,091 | $6,366+121.4% | $5,924+137.9% | $5,851+140.8% |
| Admin fee / account holder | $2,178 | $10,521-79.3% | $7,744-71.9% | $11,601-81.2% |