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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,784 | $115,917-68.3% | $100,535-63.4% | $158,982-76.9% |
| Participation rate | 95.0% | 81.6%+13.4pp | 79.4%+15.6pp | 82.0%+13.0pp |
| Annual return | 21.85% | 34.80%-13.0pp | 30.90%-9.0pp | 302.99%-281.1pp |
| Employer contribution / active EE | $0 | $4,105-100.0% | $3,419-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $13,645 | $6,677+104.4% | $6,271+117.6% | $5,983+128.1% |
| Admin fee / account holder | $1,028 | $11,002-90.7% | $8,085-87.3% | $11,252-90.9% |