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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,248 | $107,353+103.3% | $92,903+134.9% | $152,885+42.8% |
| Participation rate | 38.5% | 79.8%-41.3pp | 76.0%-37.5pp | 82.5%-44.0pp |
| Annual return | 22.17% | 145.62%-123.4pp | 109.43%-87.3pp | 345.39%-323.2pp |
| Employer contribution / active EE | $838 | $4,222-80.2% | $3,653-77.1% | $4,763-82.4% |
| Participant deferral / active EE | $2,361 | $4,848-51.3% | $4,238-44.3% | $5,851-59.7% |
| Admin fee / account holder | $3,875 | $7,081-45.3% | $5,795-33.1% | $11,598-66.6% |