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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,982 | $106,008+29.2% | $92,240+48.5% | $147,586-7.2% |
| Participation rate | 53.8% | 80.4%-26.6pp | 76.5%-22.6pp | 82.8%-29.0pp |
| Annual return | 215.79% | 50.05%+165.7pp | 176.29%+39.5pp | 578.59%-362.8pp |
| Employer contribution / active EE | $2,716 | $4,333-37.3% | $3,680-26.2% | $4,876-44.3% |
| Participant deferral / active EE | $7,016 | $4,478+56.7% | $3,897+80.0% | $5,439+29.0% |
| Admin fee / account holder | $0 | $6,333-100.0% | $5,194-100.0% | $10,886-100.0% |