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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,268 | $97,729+56.8% | $83,830+82.8% | $135,379+13.2% |
| Participation rate | 46.2% | 80.0%-33.8pp | 76.1%-30.0pp | 82.6%-36.5pp |
| Annual return | -8.12% | 1287.52%-1295.6pp | 850.97%-859.1pp | 519.79%-527.9pp |
| Employer contribution / active EE | $1,358 | $4,222-67.8% | $3,631-62.6% | $4,779-71.6% |
| Participant deferral / active EE | $6,697 | $4,683+43.0% | $4,082+64.1% | $5,609+19.4% |
| Admin fee / account holder | $3,172 | $6,674-52.5% | $5,479-42.1% | $10,828-70.7% |