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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,511 | $88,778-43.1% | $81,844-38.3% | $145,884-65.4% |
| Participation rate | 86.7% | 75.1%+11.6pp | 72.4%+14.3pp | 80.3%+6.4pp |
| Annual return | 14.83% | 1033.03%-1018.2pp | 778.87%-764.0pp | 551.85%-537.0pp |
| Employer contribution / active EE | $2,247 | $3,087-27.2% | $2,916-23.0% | $4,662-51.8% |
| Participant deferral / active EE | $7,003 | $4,648+50.7% | $4,323+62.0% | $6,690+4.7% |
| Admin fee / account holder | $340 | $8,430-96.0% | $7,355-95.4% | $13,392-97.5% |