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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,311 | $100,911-88.8% | $90,440-87.5% | $158,966-92.9% |
| Participation rate | 83.3% | 75.0%+8.3pp | 72.7%+10.6pp | 82.0%+1.4pp |
| Annual return | 0.00% | 1726.62%-1726.6pp | 1294.38%-1294.4pp | 302.95%-302.9pp |
| Employer contribution / active EE | $2,270 | $3,690-38.5% | $3,263-30.4% | $4,762-52.3% |
| Participant deferral / active EE | $6,107 | $4,348+40.4% | $3,964+54.1% | $5,983+2.1% |
| Admin fee / account holder | $338 | $6,507-94.8% | $5,615-94.0% | $11,250-97.0% |