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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,613 | $162,136+31.7% | $152,301+40.3% | $154,746+38.0% |
| Participation rate | 57.1% | 84.1%-27.0pp | 82.4%-25.3pp | 80.7%-23.6pp |
| Annual return | 21.96% | 91.02%-69.1pp | 80.50%-58.5pp | 172.34%-150.4pp |
| Employer contribution / active EE | $2,887 | $4,890-41.0% | $4,624-37.6% | $4,379-34.1% |
| Participant deferral / active EE | $8,741 | $8,341+4.8% | $8,004+9.2% | $6,730+29.9% |
| Admin fee / account holder | $1,442 | $15,759-90.8% | $14,398-90.0% | $14,365-90.0% |