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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,833 | $165,399-48.1% | $149,745-42.7% | $158,982-46.0% |
| Participation rate | 75.0% | 84.6%-9.6pp | 82.5%-7.5pp | 82.0%-7.0pp |
| Annual return | 120.52% | 348.34%-227.8pp | 276.72%-156.2pp | 302.99%-182.5pp |
| Employer contribution / active EE | $1,960 | $5,105-61.6% | $4,646-57.8% | $4,763-58.9% |
| Participant deferral / active EE | $10,417 | $7,183+45.0% | $6,843+52.2% | $5,983+74.1% |
| Admin fee / account holder | $477 | $10,811-95.6% | $9,312-94.9% | $11,252-95.8% |