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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,798 | $176,077-32.5% | $159,455-25.5% | $167,518-29.1% |
| Participation rate | 75.0% | 84.9%-9.9pp | 82.8%-7.8pp | 82.1%-7.1pp |
| Annual return | 17.68% | 331.83%-314.2pp | 263.63%-245.9pp | 478.71%-461.0pp |
| Employer contribution / active EE | $2,603 | $5,298-50.9% | $4,830-46.1% | $4,838-46.2% |
| Participant deferral / active EE | $10,737 | $7,751+38.5% | $7,353+46.0% | $6,342+69.3% |
| Admin fee / account holder | $767 | $12,556-93.9% | $10,800-92.9% | $12,312-93.8% |