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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,787 | $162,136-76.7% | $152,301-75.2% | $154,746-75.6% |
| Participation rate | 66.7% | 84.1%-17.4pp | 82.4%-15.8pp | 80.7%-14.0pp |
| Annual return | 33.59% | 91.02%-57.4pp | 80.50%-46.9pp | 172.34%-138.8pp |
| Employer contribution / active EE | $2,697 | $4,890-44.8% | $4,624-41.7% | $4,379-38.4% |
| Participant deferral / active EE | $10,233 | $8,341+22.7% | $8,004+27.9% | $6,730+52.0% |
| Admin fee / account holder | $204 | $15,759-98.7% | $14,398-98.6% | $14,365-98.6% |