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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,533 | $138,075-69.2% | $123,552-65.6% | $135,379-68.6% |
| Participation rate | 60.0% | 84.7%-24.7pp | 82.3%-22.3pp | 82.6%-22.6pp |
| Annual return | -7.38% | 153.70%-161.1pp | 119.20%-126.6pp | 519.79%-527.2pp |
| Employer contribution / active EE | $2,158 | $5,152-58.1% | $4,628-53.4% | $4,779-54.8% |
| Participant deferral / active EE | $5,605 | $6,800-17.6% | $6,426-12.8% | $5,609-0.1% |
| Admin fee / account holder | $1 | $10,917-100.0% | $9,285-100.0% | $10,828-100.0% |