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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,842 | $183,592-33.6% | $155,574-21.7% | $145,877-16.5% |
| Participation rate | 70.0% | 82.7%-12.7pp | 78.2%-8.2pp | 80.3%-10.3pp |
| Annual return | 11.06% | 61.37%-50.3pp | 64.87%-53.8pp | 551.28%-540.2pp |
| Employer contribution / active EE | $4,576 | $5,317-13.9% | $4,676-2.1% | $4,663-1.9% |
| Participant deferral / active EE | $8,220 | $6,466+27.1% | $5,629+46.0% | $6,691+22.9% |
| Admin fee / account holder | $28,795 | $19,316+49.1% | $15,914+80.9% | $13,402+114.9% |