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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,031 | $175,231-37.2% | $149,696-26.5% | $139,466-21.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.34% | 166.77%-147.4pp | 134.46%-115.1pp | 373.66%-354.3pp |
| Employer contribution / active EE | $6,475 | $5,478+18.2% | $4,821+34.3% | $4,754+36.2% |
| Participant deferral / active EE | $11,669 | $6,521+78.9% | $5,682+105.4% | $6,712+73.9% |
| Admin fee / account holder | $452 | $16,155-97.2% | $13,212-96.6% | $11,409-96.0% |