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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,866 | $209,422-71.4% | $178,503-66.5% | $158,982-62.3% |
| Participation rate | 90.9% | 86.4%+4.6pp | 81.9%+9.0pp | 82.0%+8.9pp |
| Annual return | 22.80% | 188.81%-166.0pp | 151.12%-128.3pp | 302.99%-280.2pp |
| Employer contribution / active EE | $4,467 | $5,707-21.7% | $5,011-10.9% | $4,763-6.2% |
| Participant deferral / active EE | $7,502 | $5,955+26.0% | $5,202+44.2% | $5,983+25.4% |
| Admin fee / account holder | $714 | $17,079-95.8% | $13,987-94.9% | $11,252-93.7% |