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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,325 | $102,385-1.0% | $147,080-31.1% | $80,935+25.2% |
| Participation rate | 83.6% | 75.9%+7.7pp | 82.2%+1.4pp | 67.7%+15.9pp |
| Annual return | 38.19% | 135.09%-96.9pp | 420.17%-382.0pp | 35.66%+2.5pp |
| Employer contribution / active EE | $3,682 | $3,717-0.9% | $4,933-25.4% | $2,757+33.6% |
| Participant deferral / active EE | $8,112 | $6,651+22.0% | $8,066+0.6% | $4,299+88.7% |
| Admin fee / account holder | $9,300 | $7,951+17.0% | $12,989-28.4% | $6,924+34.3% |