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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,325 | $102,429-1.1% | $147,096-31.1% | $80,925+25.2% |
| Participation rate | 83.6% | 75.9%+7.7pp | 82.2%+1.4pp | 67.7%+15.9pp |
| Annual return | 38.19% | 135.02%-96.8pp | 419.75%-381.6pp | 35.65%+2.5pp |
| Employer contribution / active EE | $3,682 | $3,716-0.9% | $4,936-25.4% | $2,756+33.6% |
| Participant deferral / active EE | $8,112 | $6,649+22.0% | $8,071+0.5% | $4,299+88.7% |
| Admin fee / account holder | $9,300 | $7,957+16.9% | $13,005-28.5% | $6,940+34.0% |