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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,710 | $98,766-40.6% | $149,730-60.8% | $79,852-26.5% |
| Participation rate | 92.6% | 75.8%+16.8pp | 82.5%+10.1pp | 69.6%+23.0pp |
| Annual return | 40.94% | 27.43%+13.5pp | 276.70%-235.8pp | 31.72%+9.2pp |
| Employer contribution / active EE | $10,539 | $3,217+227.6% | $4,645+126.9% | $2,471+326.5% |
| Participant deferral / active EE | $14,807 | $5,681+160.6% | $6,843+116.4% | $3,740+295.9% |
| Admin fee / account holder | $1,292 | $6,052-78.7% | $9,310-86.1% | $5,306-75.7% |