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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,852 | $156,398-29.1% | $147,318-24.8% | $138,895-20.2% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 19.31% | 78.75%-59.4pp | 70.43%-51.1pp | 145.39%-126.1pp |
| Employer contribution / active EE | $2,133 | $4,853-56.1% | $4,593-53.6% | $4,194-49.2% |
| Participant deferral / active EE | $15,000 | $8,237+82.1% | $7,906+89.7% | $6,396+134.5% |
| Admin fee / account holder | $755 | $14,976-95.0% | $13,708-94.5% | $12,562-94.0% |