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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,381 | $138,078-75.8% | $125,363-73.4% | $134,509-75.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -26.20% | 750.49%-776.7pp | 572.15%-598.3pp | 418.13%-444.3pp |
| Employer contribution / active EE | $8,831 | $5,245+68.4% | $4,815+83.4% | $4,741+86.3% |
| Participant deferral / active EE | $6,850 | $7,800-12.2% | $7,447-8.0% | $6,400+7.0% |
| Admin fee / account holder | $1,093 | $11,566-90.6% | $10,005-89.1% | $11,427-90.4% |