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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,324 | $159,978-44.2% | $147,041-39.3% | $145,978-38.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 46.98% | 98.36%-51.4pp | 419.21%-372.2pp | 550.52%-503.5pp |
| Employer contribution / active EE | $2,913 | $5,288-44.9% | $4,935-41.0% | $4,662-37.5% |
| Participant deferral / active EE | $20,692 | $8,429+145.5% | $8,071+156.4% | $6,690+209.3% |
| Admin fee / account holder | $2,044 | $15,053-86.4% | $13,006-84.3% | $13,400-84.7% |