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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,840 | $67,823+141.6% | $52,425+212.5% | $137,256+19.4% |
| Participation rate | 80.0% | 63.9%+16.1pp | 55.6%+24.4pp | 80.0%0pp |
| Annual return | 19.37% | 219.11%-199.7pp | 302.12%-282.8pp | 220.34%-201.0pp |
| Employer contribution / active EE | $3,152 | $1,163+171.1% | $914+244.8% | $4,156-24.2% |
| Participant deferral / active EE | $14,615 | $2,288+538.8% | $1,790+716.3% | $6,407+128.1% |
| Admin fee / account holder | $1,187 | $2,844-58.3% | $2,495-52.4% | $12,270-90.3% |