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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,050 | $81,749+8.9% | $58,544+52.1% | $139,456-36.1% |
| Participation rate | 80.0% | 61.3%+18.7pp | 50.9%+29.1pp | 80.3%-0.3pp |
| Annual return | 0.00% | 7425.45%-7425.4pp | 4249.56%-4249.6pp | 373.45%-373.4pp |
| Employer contribution / active EE | $3,252 | $1,398+132.6% | $1,053+208.8% | $4,753-31.6% |
| Participant deferral / active EE | $13,585 | $2,555+431.7% | $1,923+606.5% | $6,711+102.4% |
| Admin fee / account holder | $606 | $3,272-81.5% | $2,520-75.9% | $11,407-94.7% |