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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,867 | $124,980-45.7% | $108,359-37.4% | $154,746-56.1% |
| Participation rate | 90.0% | 75.2%+14.8pp | 70.1%+19.9pp | 80.7%+9.3pp |
| Annual return | 17.96% | 45.00%-27.0pp | 36.89%-18.9pp | 172.34%-154.4pp |
| Employer contribution / active EE | $2,009 | $2,851-29.5% | $2,399-16.3% | $4,379-54.1% |
| Participant deferral / active EE | $5,373 | $4,743+13.3% | $4,137+29.9% | $6,730-20.2% |
| Admin fee / account holder | $678 | $11,502-94.1% | $9,741-93.0% | $14,365-95.3% |