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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,888 | $111,878-67.9% | $93,727-61.7% | $145,897-75.4% |
| Participation rate | 75.0% | 74.2%+0.8pp | 68.7%+6.3pp | 80.3%-5.3pp |
| Annual return | 10.70% | 204.28%-193.6pp | 133.83%-123.1pp | 552.29%-541.6pp |
| Employer contribution / active EE | $1,380 | $3,092-55.4% | $2,421-43.0% | $4,663-70.4% |
| Participant deferral / active EE | $2,749 | $4,920-44.1% | $4,417-37.8% | $6,689-58.9% |
| Admin fee / account holder | $6,528 | $10,256-36.4% | $8,292-21.3% | $13,390-51.2% |