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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,068 | $106,905-82.2% | $84,020-77.3% | $152,885-87.5% |
| Participation rate | 71.4% | 75.2%-3.8pp | 69.0%+2.4pp | 82.5%-11.0pp |
| Annual return | 24.35% | 105.00%-80.7pp | 71.31%-47.0pp | 345.39%-321.0pp |
| Employer contribution / active EE | $1,625 | $2,735-40.6% | $1,984-18.1% | $4,763-65.9% |
| Participant deferral / active EE | $2,424 | $4,012-39.6% | $3,239-25.2% | $5,851-58.6% |
| Admin fee / account holder | $1,811 | $8,287-78.1% | $6,101-70.3% | $11,598-84.4% |