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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,586 | $223,823-38.5% | $211,142-34.8% | $154,746-11.1% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 18.64% | 50.39%-31.8pp | 46.84%-28.2pp | 172.34%-153.7pp |
| Employer contribution / active EE | $14,808 | $6,787+118.2% | $6,442+129.9% | $4,379+238.2% |
| Participant deferral / active EE | $8,738 | $9,750-10.4% | $9,284-5.9% | $6,730+29.8% |
| Admin fee / account holder | $457 | $19,707-97.7% | $19,076-97.6% | $14,365-96.8% |