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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,905 | $185,883-64.5% | $170,043-61.2% | $139,466-52.7% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 36.77% | 60.54%-23.8pp | 53.40%-16.6pp | 373.66%-336.9pp |
| Employer contribution / active EE | $11,625 | $7,596+53.0% | $6,790+71.2% | $4,754+144.5% |
| Participant deferral / active EE | $8,006 | $11,626-31.1% | $10,410-23.1% | $6,712+19.3% |
| Admin fee / account holder | $888 | $15,393-94.2% | $12,824-93.1% | $11,409-92.2% |