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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,133 | $201,344-43.8% | $184,243-38.6% | $145,877-22.4% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 22.38% | 29.01%-6.6pp | 28.82%-6.4pp | 551.28%-528.9pp |
| Employer contribution / active EE | $14,890 | $7,022+112.0% | $6,427+131.7% | $4,663+219.3% |
| Participant deferral / active EE | $9,886 | $9,807+0.8% | $9,132+8.2% | $6,691+47.8% |
| Admin fee / account holder | $871 | $16,382-94.7% | $13,914-93.7% | $13,402-93.5% |